[NOTE: There is a short list of bookmarks, or pointers, at the end of the file for those who may wish to sample the author's ideas before making an entire meal of them. D.W.]
SERGE PANINE
By GEORGES OHNET
BOOK 4.
CHAPTER XVIII
THE UNIVERSAL CREDIT COMPANY
The banking-house of Cayrol had not a very imposing appearance. It was a narrow two-storied building, the front blackened by time. There was a